1/31/09

Massachusetts Democrats support implementation of a "Consumer Choice" automobile insurance system to empower car owners with a choice of policy options and significant savings for all motorists.
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  1. John3/22/09, 8:22 PM

    In order to provide significant auto insurance savings to all Massachusetts motorists, especially at the time of financial constraints, I urge the Platform Committee to add the compound word “choice/no-fault” after the words “Consumer Choice”, so that the statement shall read :
    “Massachusetts Democrats support implementation of a “Consumer Choice” choice/no-fault automobile insurance system to empower car owners with a choice of policy options and significant savings for all motorists.”

    The best benefits of no-fault auto insurance are realized when the law-suit threshold is much stronger than our current $2000. And the best way to accommodate those that would prefer more tort liability is to offer that strong no-fault as a choice: motorists are free to choose either our current weak hybrid or a strong no-fault plan. Benefits of this strong choice/no-fault plan include broader coverage of all accidents, quicker compen-sation, increased incentive for safety devices, and significant savings. For the latter, Federal reports project a 30% savings for all Massachusetts motorists – roughly $300 on average – with an even greater percentage, over 40%, for those who can afford only the
    compulsory coverage.
    This system will work, can work, and does work. In Pennsylvania, over 50% of mo-torists statewide currently choose the strong no-fault option and its savings; in their high-cost city of Philadelphia, over 70% now choose that option. In New Jersey, over 90% choose the strong no-fault option, with annual savings reported at between $400 and $800. These are savings our Massachusetts drivers need and deserve access to.
    Given that this approach is not without opposition, this topic may well merit further discussion before the Platform Committee.


    John Hayes, Belmont (member Belmont Town Democratic Committee)

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